News: African-American black homeowner sues housing agency after removing racial identifiers and discovers appraisal rating Skyrocket to $100K

homeowner

An African-American has sued housing agency, Fair Housing Center of Central Indiana (FHCCI), for discrimination in property appraisal.

According to moguldom.com, black homeowners have long complained about discrimination in property appraisal. Some have even tested the system by taking out identifiers that they are Black homeowners to receive higher appraisals. Well, a Black homeowner in Indianapolis has gone a step further.

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Carlette Duffy has filed a housing discrimination complaint alleging that after she removed items from her home that pointed to her race and asked a white male friend to sit in on an appraisal, the value of her home increased more than $100,000, Fox 29 reported.

She filed the complaint in conjunction with the Fair Housing Center of Central Indiana, or FHCCI.

Duffy’s wanted to refinance her home, which is in a historically Black neighborhood just outside downtown Indianapolis. She planned to use her equity to purchase her grandparents’ home nearby.

The first two home appraisals she got were close to the price she paid for the house in 2017.

“When I challenged it, it came back that the appraiser said they’re not changing it,” Duffy said.

The first two home appraisals she got were close to the price she paid for the house in 2017.

“When I challenged it, it came back that the appraiser said they’re not changing it,” Duffy said.

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Discrimination in home appraisals is something many Black homeowners have had to contend with.

Although home appraisers are bound by the Fair Housing Act of 1968 to not discriminate based on race, religion, national origin, or gender, they still do so. Even the threat of losing their license or the threat of prison time has not stopped discriminatory appraisals.

And it has happened to Black homeowners across the board — even to rich and famous Black homeowners too. When actor and comedian D.L. Hughley had an appraisal on his home in the upscale and mostly white Montevista Estates neighborhood of West Hills, Los Angeles, in 2000, the house was appraised for nearly what he had bought it for three years earlier — $500,000.

Hughley’s bank flagged the appraisal as suspect and ordered a new appraisal which came back $160,000 higher. Hughley sold the home for $770,000.

 

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